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Florida Prenups and What You Need to Know Before Saying “I Do” (And After!)

A prenuptial agreement, often called a “prenup,” is a legal contract that two people enter into before they get married. It’s designed to establish each person’s rights and responsibilities in the event of a divorce or even death. Here in Florida, like many other states, prenups can cover a wide range of issues, from property division to spousal support. But there are specific legal guidelines and limitations that have to be followed for a prenup to be enforceable.

A lot of people have the wrong idea about prenups. They think prenups are only for the wealthy or that they’re a sign the marriage is doomed from the start. That’s simply not true. Prenups can be beneficial for any couple, no matter their financial situation. It’s really about setting expectations, clarifying finances, and protecting both people’s futures. Whether you’re entering the marriage with a lot of assets or just want to prevent misunderstandings down the line, a prenup can make sure everyone’s on the same page.

Prenuptial Agreement Florida and the Uniform Premarital Agreement Act 

In Florida, we follow the Uniform Premarital Agreement Act (UPAA), which governs how prenups are handled. For a prenup to be valid, it has to be in writing and signed by both parties. Verbal agreements don’t count. It may sound simple, but getting everything documented properly and following the legal requirements is essential to ensure the agreement holds up if it’s ever needed.

One of the main reasons couples consider a prenuptial agreement is to protect individual assets. For instance, if one person owns a business or expects to receive a substantial inheritance, they may want to ensure that those assets remain theirs in the event of a divorce. 

Florida is an equitable distribution state, which means that without a prenup, the court divides marital property in a way that it deems fair, but not necessarily equal. A prenup gives you the power to decide in advance how you’d like property divided, avoiding the uncertainty and conflict that can come with divorce proceedings.

Debt, Spousal Support, and Alimony in a Prenup

Debt is another issue that a prenup can address. Many people enter into marriage with some form of debt—whether it’s student loans, credit card debt, or a mortgage. A prenuptial agreement can specify which debts will remain the responsibility of each person, which can help prevent any surprises or disputes if the marriage ends. This is particularly important because no one wants to be blindsided by debts they weren’t expecting to be responsible for.

Spousal support, or alimony, can also be addressed in a prenup. Alimony is often one of the most contentious issues in a divorce. So, having an agreement in place beforehand can save a lot of time and frustration. That said, Florida courts have certain restrictions regarding alimony provisions in prenups. 

For instance, a court won’t enforce an alimony provision that’s considered unconscionable—meaning it’s extremely unfair—or one that would leave a spouse in financial ruin. So while you can limit or waive alimony in a prenup, the court will still take a hard look at whether the agreement is fair when the time comes.

As a Florida divorce attorney, one concern that often comes up is whether a prenup will hold up in court. In Florida, prenuptial agreements are generally enforceable as long as they meet certain criteria. First and foremost, the prenup must be entered into voluntarily. Both people must sign the agreement without any coercion or pressure. 

Additionally, both parties need to fully disclose their financial situations. This means listing all assets, debts, and income. If one person hides assets, the agreement could be challenged later on. Another important factor is that both individuals should have the opportunity to consult their own legal counsel before signing. If one person didn’t have a chance to seek legal advice, the court may find that the agreement wasn’t entered into freely.

While prenups can cover a lot of ground, there are certain things that they cannot address. For example, child custody and child support cannot be predetermined in a prenup. In Florida, decisions about child custody and support are based on what’s in the best interest of the child at the time of the divorce, not on what the parents agreed to years earlier. Any provision attempting to predetermine custody or child support will likely be invalidated by the court.

Prenuptial agreements can be particularly useful for people entering a second marriage or those with children from a previous relationship. If you’ve accumulated assets before your marriage, a prenup can help ensure that those assets go to your children, rather than becoming part of the marital estate. Older couples, too, might want to protect their savings or retirement funds by clarifying what will remain separate property if the marriage doesn’t work out.

Prenups Florida Divorce Florida Prenups

 

Honest Conversation About a Prenup in Florida

Some might worry that bringing up the idea of a prenup will cause tension or mistrust between them and their partner. It’s understandable—it’s not easy to talk about the potential end of a marriage before it’s even begun. But in my experience, when couples approach the prenup conversation with a sense of partnership, it can actually strengthen their relationship. 

A prenup is less about planning for the end of a marriage and more about ensuring that both people feel secure and understood regarding finances. It opens up an honest dialogue about money, which is often one of the trickiest subjects for couples to discuss.

I’ve found that couples who can talk openly about a prenup usually feel more confident moving forward in their relationship. Instead of avoiding tough conversations, they tackle them head-on, which can lead to a stronger, more trusting partnership. A prenup can give both parties peace of mind, knowing that there’s a plan in place to protect their financial interests should things not go as planned. It’s not just about protecting assets—it’s about protecting the relationship from future conflicts over money.

When it comes to creating a prenuptial agreement, work with an experienced attorney. In Florida, courts take a close look at prenups to ensure they’re fair and entered into voluntarily. Having an attorney on your side can help ensure that your agreement is enforceable and that both parties fully understand their rights. I can’t stress enough how important it is to make sure everything is done correctly. The last thing you want is to find out years later that your prenup isn’t valid because of some technical issue.

Every couple has different financial priorities, and a prenup should reflect that. Whether you’re protecting a business in case of a divorce, safeguarding retirement savings, or simply clarifying how debts will be handled, a prenup should be personalized to suit your circumstances.

At the end of the day, no one goes into a marriage expecting it to fail. But the reality is that sometimes marriages don’t last. Having a prenuptial agreement in place can save both parties a lot of stress and heartache if things don’t work out. While it may not be the most romantic topic, a prenup can actually help build trust by fostering open communication about financial matters.

A prenup is about protecting both parties and ensuring that they enter the marriage with a clear understanding of how financial issues will be handled. In Florida, where divorce can sometimes be a complex and contentious process, having a prenup can make things much smoother.

It allows both parties to have control over their financial future rather than leaving those decisions up to a judge. Whether you have significant assets or simply want to prevent future misunderstandings, a prenuptial agreement can be an invaluable tool for creating a successful marriage.

Prenups in Florida for LGBTQ couples

Frequently Asked Questions About Prenups in Florida

Here are some of the questions that have come up in my practice and quite often across the internet.

What is a prenup in Florida, and what is a premarital agreement?

A prenup in Florida, also called a premarital agreement, is a legal contract entered into by two people before marriage. It outlines how financial matters such as the division of property, allocation of debts, and spousal support will be handled in the event of divorce or death. Florida follows the Uniform Premarital Agreement Act, which governs the creation and enforcement of these agreements. A properly executed prenup can help avoid lengthy disputes and provide financial clarity and protection for both parties.

Are prenups valid, binding, and legal in Florida, and do they supersede all in a divorce?

Yes, prenups are legal, valid, and binding in Florida as long as they meet the legal criteria, which include full disclosure of assets and debts, voluntary consent, and adherence to proper legal formalities (such as being in writing and notarized). However, a prenuptial agreement does not necessarily supersede all in a divorce. While it can dictate property division and alimony, it cannot determine matters like child custody or child support, which are decided by the court based on the best interests of the child. Courts will also review prenups to ensure fairness and may not enforce provisions that are found to be unconscionable or that were signed under duress.

How do you get or do a prenup in Florida?

To get a prenup in Florida, both parties must first have an open discussion about what they want the agreement to cover. Then, each party should hire their own attorney to ensure their interests are protected. The agreement must be in writing, with full financial disclosure from both sides, and clearly outline how assets, debts, and financial matters will be handled. Once the terms are agreed upon, the prenup in Florida must be signed by both parties and notarized to be legally valid.

Do prenups expire in Florida, and how long do they last or remain valid?

Prenups in Florida do not automatically expire unless the agreement includes a sunset clause, which sets an expiration date or specific conditions under which the prenup will no longer be valid. Without such a clause, the prenup remains valid indefinitely unless both parties agree to revoke or modify it.

What happens if there’s no prenup in Florida, and how is marital property separated?

If there’s no prenup in Florida, the court will follow the state’s equitable distribution laws during a divorce. This means that marital property, including assets and debts acquired during the marriage, will be divided in a way the court deems fair, though not necessarily equal. The court also has discretion in awarding alimony and making decisions on child custody and support.

Are Florida prenups valid in New York, and is a Florida prenup legal in New York?

Yes, Florida prenups are valid in New York, provided they meet the legal standards of both states. The agreement must have been entered into voluntarily, with full financial disclosure, and without any form of coercion. However, if the laws in New York conflict significantly with those in Florida, a New York court may choose to modify or reject certain provisions.

Can you write your own prenup in Florida?

Technically, yes, you can write your own prenup in Florida, but it is highly recommended to consult an attorney. Florida has strict legal requirements for prenuptial agreements, and if your self-drafted prenup does not meet those standards, it may be declared unenforceable in court. Both parties should disclose their financial situations fully and have separate legal representation to ensure fairness and validity.

How much does a prenup cost in Florida?

The cost of a prenup in Florida can vary widely depending on the complexity of the agreement and the attorney’s fees. Factors such as the number of assets, whether alimony is addressed, and whether both parties are represented by lawyers can affect the cost. Your attorney’s hourly rate or attorney’s flat fee rate will also be a factor.

Can a prenup prevent or waive alimony in Florida?

Yes, a prenup can prevent alimony in Florida if both parties agree to waive it in the document. However, the court will review the alimony waiver for fairness at the time of divorce, and if the waiver is deemed unconscionable or leaves one party in financial hardship, the court may choose not to enforce it.

Are prenups public record in Florida?

No, prenups are not public record in Florida unless they are filed with the court as part of divorce proceedings. Generally, they remain private documents unless contested or submitted in legal cases.

Does a prenup need to be notarized in Florida?

Yes, to be legally valid, a prenup needs to be notarized in Florida. Notarization confirms that both parties voluntarily signed the agreement and were present at the time of signing, which helps avoid disputes over its authenticity.

Can a prenup be thrown out or voided after marriage in Florida?

Yes, prenups can be thrown out or voided after marriage in Florida if they were signed under duress, involved fraudulent financial disclosures, or are considered grossly unfair. Courts may also invalidate prenups if they were not executed properly, such as if they lacked notarization or full financial disclosure.

How long does a prenup take in Florida?

The time it takes to finalize a prenup in Florida depends on the complexity of the terms and the negotiations involved. On average, it can take a few weeks to a couple of months to draft, review, and finalize the agreement.

How often do prenups hold up in court in Florida?

Prenups usually hold up in court in Florida as long as they meet legal standards, such as full financial disclosure and voluntary agreement. However, if the court finds that the prenup was signed under coercion or is grossly unfair, certain provisions may be invalidated.

How do you challenge a prenup in Florida?

Challenging a prenup in Florida typically involves proving that the agreement was signed under duress, without full financial disclosure, or that it contains provisions that are grossly unfair (unconscionable). If successful, the court may declare parts or the entire agreement invalid.

Is there such a thing as a post-nuptial agreement in Florida?

Yes, post-nuptial agreements are similar to prenups but are signed after the couple is already married. They address the same financial and legal matters, such as property division and alimony, in the event of a divorce.

What should I put in my prenup in Florida?

When deciding what to put in your prenup in Florida, consider including provisions for:

  • The division of property and assets
  • Allocation of debts
  • Spousal support (alimony)
  • Handling of separate vs. marital property
  • Inheritance rights
  • Business interests
  • Retirement accounts Be sure to fully disclose your financial situation and consult with an attorney to ensure the agreement is legally enforceable and fair to both parties.

Do I need a prenup in Florida?

Whether or not you need a prenup in Florida depends on your individual circumstances. If you or your partner have significant assets, debts, business interests, or children from previous relationships, a prenup can help protect your financial future and clarify expectations around asset division and spousal support in case of divorce.

Do prenups created in other states hold up in Florida?

Yes, prenups created in other states can hold up in Florida as long as they meet the legal requirements of both states. However, if the laws of the original state differ greatly from Florida, certain provisions may not be enforceable.

How is a prenup modified in a marital settlement agreement in Florida?

To modify a prenup in a marital settlement agreement in Florida, both parties must mutually agree to the changes. These modifications must be documented in writing and signed by both parties to be legally valid. It’s important to consult attorneys to ensure the modifications are fair and enforceable.

How can you get a prenup thrown out in Florida?

Getting a prenup thrown out in Florida involves proving that the agreement was signed under duress, lacked proper financial disclosure, or was unconscionable. If the court finds any of these factors, the agreement or specific provisions may be declared invalid.

Final Thoughts

A prenuptial agreement is much more than just a “wealthy person’s contract.” It’s a vital tool that offers financial security and clarity for couples of all backgrounds. In Florida, a well-drafted prenup can help couples avoid contentious disputes and safeguard assets while still ensuring fairness and transparency in the event of a divorce. 

Whether you’re protecting a business, managing debts, or clarifying how property will be divided, a prenup allows you to take control of your financial future and reduces uncertainty. As with any legal agreement, consult with a knowledgeable attorney to make sure the prenup is enforceable and fits your specific needs. The security that comes with a solid prenuptial agreement can strengthen your relationship and provide a clear path forward—no matter what happens.

Disclaimer

The information provided in this article is for general informational purposes only and does not constitute legal advice. For advice tailored to your specific situation, I encourage you to contact my office directly to discuss how Florida law applies to your unique circumstances.